There was a time when we were struggling to pay our credit card bills. It was so easy to use them and swipe them but when ti comes to the time to pay them off, it is a big pain in the neck. Good thing we were able to attend a credit counseling and find ways to pay our credit cards without messing with our credit score.
We were able to do a debt consolidation with our bank and we paid off all our debts and ended up just paying 1 monthly payment that costs us way less versus paying everything separately. The debt consolidation helped us get back on track with our finances and we were able have more money in our pocket every month.
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